Kansas SR-22 Insurance (2026): Cost, Duration & the Filing Process
Kansas has the shortest SR-22 requirement in the country — just 1 year after conviction. But there’s a critical catch: don’t file your SR-22 until KDOR Driver Solutions requests it, or you won’t receive credit for the filing. Here’s how it works and how to find the best rate for your situation.
| What it is | Certificate your insurer files with KDOR proving you carry state-minimum liability coverage (K.S.A. 40-3118(d)) |
| How long you carry it | 1 year — the insurer must keep evidence on file for 1 year after conviction |
| Filing timing | Do not file until KDOR Driver Solutions requests it — filing before the request means no credit is given |
| Filing fee | $15–25 (the certificate; the premium surcharge is the real cost) |
| Typical premium, first DUI | ~$100–170/mo vs. ~$55–80 for a clean-record driver |
| Minimum liability limits | 25/50/25 ($25k bodily injury / $50k per crash / $25k property damage) |
| If it lapses | Insurer notifies KDOR → driving privileges affected → fees → process restarts |
Kansas’s unusual SR-22 filing process
Most states have you file the SR-22 immediately after conviction. Kansas works differently. Under K.S.A. 40-3118(d), the insurer keeps evidence of the filing on file for 1 year after conviction — but you should not file until KDOR Driver Solutions specifically requests it. Filing proactively before the request means no credit is given toward your obligation, effectively wasting the filing. Wait for KDOR to initiate the process, then work with your insurer to respond promptly.
Once you’re in the system, the 1-year period is the shortest SR-22 obligation in the country — meaningfully shorter than the 2–3 year periods common in other states.
Cheapest SR-22 carriers in Kansas
Most standard insurers don’t write SR-22 policies. Even at 1 year, the premium spread between carriers is large enough to make comparing worthwhile. Starting points for 2026:
| Carrier | Notes |
|---|---|
| State Farm | Often the most competitive standard carrier for a first DUI in Kansas |
| Progressive Specialty | Strong non-standard market presence statewide |
| Allstate | Broad Kansas availability, competitive for single-offense records |
| Bristol West / Kemper Specialty | Non-standard carriers that routinely write SR-22 policies |
Availability and pricing depend on your driving record, county, and vehicle. Compare multiple carriers before buying.
How to file an SR-22 in Kansas
- Wait for KDOR Driver Solutions to request the SR-22 filing — do not file proactively.
- Once requested, instruct your insurer to file the SR-22 with KDOR — most carriers do this electronically.
- Keep the policy active without any lapse for the full 1-year period.
- After 1 year, confirm with your insurer that the obligation is closed before canceling or reducing coverage.